Helpful Information When Dealing with Insurance Adjusters
Michael Babboni
Car Accidents
If you have ever been involved in an accident, then you are probably already well aware of how frustrating and complicated the entire process may prove to be. The process is even further complicated with the introduction of the insurance adjusters that turn up after you file your personal injury claim.Don't Waste Time
When it comes to insurance claims, you don't want to waste any time gathering the evidence you need to prove your case. The foundation of any successful personal injury case is the evidence you are able to collect. Good evidence to have includes photos of the accident and surroundings and photos of the other vehicles involved.
You should also have a detailed account of what happened. The longer you wait to write this account, the more details you might forget so it is best to do this while it is still fresh in your mind.
Remember, the insurance adjuster assigned to your case is only going to be concerned about the facts, and they do not have your best interests in mind. They are only concerned with the facts that they can hurt your case.
Don't Make Friends
With that being said, the insurance adjusters assigned to your case are not on your side, and they are not your friends. Their job is to minimize the amount of money that the insurance company will have to pay out for the claim, so they will do whatever they can to discredit and disprove your version of events.
Don't be mistaken by the friendly conversation they may offer or any tips they may suggest. Never let your guard down and never admit any fault in the accident. Let your evidence speak for you.
Double-Edged Sword
Whatever you happen to say to the insurance adjuster will probably be used against you later, so be mindful of what you say. They already have a good understanding of the events pertaining to the accident, and they are getting in touch with you for any and all information they can use to hurt your claim.
Trained Negotiators
You should also remember that insurance adjusters are trained negotiators which means they will try to find a way to settle the case any way they can that is favorable to the insurance company. They are skilled in the techniques and methods needed that go against your best interests.
Never argue with an insurance adjuster and don't go against them alone. They are far more experienced. This is when hiring a personal injury attorney to help with your car accident claim is going to be in your best interests.
Hiring an Attorney
Insurance adjusters don't want you to hire an attorney because it makes their job harder. They have a better chance for a more favorable outcome when they go up against the claimant alone and without legal representation.
However, your chances of a successful outcome increase tenfold when you have the experience of a personal injury attorney on your side. They will be the go-between so you don't have to deal with the insurance adjusters yourself and the attorney you hire will have your best interests in mind and will do what they can to help you win your case.
So, before handling your next personal injury claim alone, consider how much easier the process will be when you hire an attorney to represent your interests.