How A Lawyer Can Help with Insurance Claims
Michael Babboni
Insurance Coverage
If you have recently been denied a claim through the insurance company but feel that you are entitled to a fair settlement, then an experienced and knowledgeable lawyer may be able to help you.How do you know when to call a lawyer? If you are experiencing any of the following, then it may be time to get some additional help.
Should You Hire a Lawyer?
Is the insurance company sending their own lawyer to speak to you? If so, you should remember that they are not on your side and your best interests are not being taken into consideration.
Have you been experiencing a lengthy delay in the payment of a claim? Then something may be wrong. If the claim is being prolonged and you are unsure why you have not received payment, then a lawyer will be able to help you obtain the information you are seeking.
The majority of the time you will be able to successfully handle an insurance claim on your own, but sometimes you are in need of some additional help to make sure that you are receiving what you deserve and to ensure that you are being treated fairly by the insurance company.
What Can a Lawyer Do for Me?
A lawyer will be able to help you fill out all the appropriate forms, make sure that you have all required documentation, and they will be sure that you get the claim you deserve.
When a claim is assessed, the insurance company will use insurance adjustors and their own company lawyers in some cases to help determine the appropriate amount for the claim you are filing. The claims adjuster will then follow through with the appropriate actions such as visiting the home or property for an inspection and they will ask any and all questions they may have regarding the claim you have filed. It is important to be sure that you are providing the adjuster with the proper information, or they will have leverage to use against the claim later if they decide they want to deny it.
A lawyer will be able to walk you through the process and they are able to help with a vast amount of different insurance claims. The insurance lawyer will represent you and work with you to get the compensation you are entitled to without fear of your claim being undervalued or even denied by the insurance company.
How Soon Should I Find a Lawyer?
It is always advisable to seek the professional help of a lawyer right at the beginning of the claim to make sure that everything is started on the right foot and done correctly. The lawyer will be able to present the claim on your behalf so that the insurance company and the adjusters are given the appropriate and correct information. By doing so, your chances of receiving a fair settlement increase and you will not have to worry about the claim being undervalued.
The lawyer will always have their clients’ best interests in mind as they proceed with each case on an individual basis. While each case is different, they will take the time to be sure that you are represented in the best way and are not undercut by the insurance company and adjuster.