Know Your Rights When It Comes To Workplace Injuries
Michael Babboni
Personal Injury
Accidents can happen any where and at any time, but when they happen at the workplace you may be entitled to workers' compensation. However, making sure you get the financial compensation your need may be harder than you think. Insurance companies always have a few tricks up their sleeve to avoid paying up and even you may make a mistake or two. With these tips in mind, you should be able to get your workers' compensation without trouble!Don't Hesitate!
If you get injured at work, you need to inform your employer immediately and file a claim. If your employer does fail to contact their insurer, then you should contact them directly in order to get the compensation and assistance you need. Don't let your employer delay the benefits you need now.
Though you are entitled to file a claim up to two years after the accident, the length of time will most likely be held against you. After all, if the injury was that truly that bad, why did you wait so long? In fact, it may even look like your trying to get money for an injury that is completely unrelated to work.
Don't Lie!
Just like in your personal life, you shouldn't lie to your employers or the insurance company either. Workers' compensation is filled with fraudulent cases in order to 'milk the system' for money. This will not only end up biting you back in the end and makes it tougher for those with real needs.
Even if you are telling the truth, you may end up adding or subtracting details depending on who your talking to. You may also be a bit confused at first and not fully understand what happened until a little time has past. If the statements aren't consistent enough, it can make you look untrustworthy. So make sure the statement you gave your employer matches what you told your doctor. If your a little unsure about the details at first, be careful about what you say.
Don't Lose Any Of The Paperwork!
Sometimes in a workers' compensation case, insurance companies will “lose the paperwork” as a way to deny someone's benefits. Even when they do genuinely lose paperwork, this excuse works all too well to keep you from getting the financial help and assistance you need. In order to keep this from happening, you should keep or copy any receipts, bills, and document copies just in case they need to be replaced. If possible, you should have copies saved both physically and electronically to ensure they never get lost or damaged.
Don't Be Afraid To Get Help!
Insurance companies are often not eager to give you the financial compensation and assistance you need after an injury. You don't have to struggle alone to get what you need. With a good personal injury lawyer at your side, you can safe yourself a lot of time and trouble. These attorneys are experienced with handling workers' compensation cases and won't let the insurance companies trick you out of the money your entitled to.