Why Should I Call My Lawyer Before My Insurance Claims Adjuster?
Michael Babboni
Insurance Coverage
Getting into a car accident will completely ruin anyone’s day, or worse. You’re stressed, you might be hurt, and now you’re stuck trying to figure out how you’re going to replace your vehicle and recover from your accidents. Your first instinct might be to call your insurance company in order to get the ball rolling, but is this really the best idea?Your St. Petersburg car accident attorney is your best line of defense in getting the settlement you really need. They’re there to serve you, and in doing so, they want to make sure your settlement is just, fair, and able to cover all of your damages. While you may pay policy premiums to your insurance company, they’re still loyal to their bottom line, and you’ll need that someone in your corner to ensure you remain top priority.
The Split Priority Of Insurance Providers
While the priority of your St. Petersburg car accident attorney is you, the priority of your insurance provider is actually split. Insurance providers want to attract and keep customers, since paying customers help to create higher profits, but what they don’t want you to know is that in a best case scenario you will be pay premiums you never use. The premiums you pay are to cover any damages that you may be entitled to should you ever get into an accident, and when what you put in is more than you use, the insurance company uses that cushion as their own profit. If you pay into a policy for 10 years, and never need to use it, you don’t get that money awarded back.
When you are in an accident and find yourself in need of a settlement from your insurance provider, your insurance provider will want to pay out as little as possible in order to gain the highest profits from premiums paid. They may even use tricky tactics to attempt to deny you have a claim at all. For instance, if a person over 50 is in an auto accident and suffers from soft tissue damage injuries, a stance an insurance company may take is that their injuries are pre-existing due to age or occupation, and never arose from the accident at all so they are not liable to pay.
Why Contact My Lawyer First?
Contacting your lawyer first and retaining someone to represent you will protect you from insurance company tactics to pay out as little as possible. Your St. Petersburg car accident attorney will be able to guide you through or represent you during all insurance claims conversations, ensuring that no small comment you make inadvertently harms your case. While your insurance provider may “lose out” when you win, your St. Petersburg car accident attorney wins when you win, so they will use their expertise in Florida car accident and personal injury law to ensure the best possible outcome for your case.
If you’ve been in an accident, the stress and overwhelm of the experience could lead you to making decisions that work against you in the long run. By remembering to first retain your St. Petersburg car accident attorney, this weight is lifted from your shoulders as you’re assured in the process of making and obtaining your claim. To learn more about what your car accident attorney can do for you, contact us at TheStPeteLawyer.com today.